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Step 2:  Do YOU Have Non Performing Assets?

Most people who live with a lot of clutter have one characteristic in common. They have difficulty purging. You see this frequently with the elderly. Perhaps it's because many of them lived through the Great Depression. But no matter the reason, one truth cannot be avoided and that is if you want to successfully rid your home of clutter once and for all, you must become a better purger.

Businesses have a name for things they own that are not used regularly. They're called non-performing assets. And successful companies either turn non-performing assets into performing assets or they are sold, given away or thrown out.

Homes have non-performing assets too and some of them can be turned into performing assets. They are typically items such as the following:

Collectibles. If you enjoy collectibles don't hide them away in boxes or cupboards. Display them. Build or purchase shelves, hang the shelves on the wall and place your collectibles on them. Or come up with ways to hang collectibles directly on the wall. I know one vintage golf club collector who pounded nails into the wall and gently placed his golf clubs horizontally on the nails. He's got 6 or 7 golf clubs displayed parallel to each other. It's great decorative "art" and it allows him to enjoy his collection every day. Similarly I know a saxophonist who has done virtually the same thing.

Crystal: If you have crystal wine or water glasses that you rarely use because you keep them for "company" stop saving them. Get them out and use them. What good are they if they're only used once or twice a year? Enjoy them everyday. So what if you break one or two. You don't use them anyway! If you have children or teenagers, keep the crystal off limits to them or if you have your great grandmother's crystal you may not want to use it (then you should display it) but other than that, use and enjoy!

Baby Clothes/Baby Furniture: My mother saved many of my baby clothes and furniture for me. But by the time I had children clothing and furniture had come a long way and I didn't want to use items that were 30+ years old. The point is, if you're saving baby clothes and furniture for your children----don't. If you're saving them for other reasons--display them somehow. Frame baby clothing that holds some significance and hang it on the wall. Repurpose a changing table as a dresser. Take apart a crib, decorate the headboard and hang it. Get creative and use what you want to keep.

Books: Books are some of the easiest non-performing assets to turn around. If you have books that you're probably not going to read again and that you cannot seem to part with, decorate with them. Turn them on their sides in a bookshelf, stack a couple together and display something on top of the stack. Make a coffee table or an end table out of them by stacking them up and putting a top on them. (You may want to glue the stacks together first). Stack them for a plant stand. Lay a couple of nicer books or significant books on a coffee table for decoration. Hang a cluster of books up on the wall as wall art.

Quilts: Quilting made a resurgence a few years ago and as a result many women are quilting today. If you have a quilt you don't use for warmth, fold it in a rectangle and place it horizontally on the bottom portion of a bed for added color, depth and décor. Hang it on a wall using a drapery rod. Place over a small round table to create an end table or a corner table. Have a piece of glass cut to fit the top and protect it.

The point is to use items you cannot part with, decorate with or repurpose. Think outside the box. In the end, if you truly cannot use something, consider selling it. Focus on the extra money it will bring into the house and think about what you can do with that! Toys, video games, computer games, DVD's, CD's, outgrown children's clothing and furniture are perfect for Ebay or Craigslist.

Turning excess "stuff" into cash is another GREAT way to make non-performing assets perform again.

Finally, if you've decorated, repurposed and sold and you still have too much leftover, it's time to donate or destroy.

Remember---your home is VALUABLE REAL ESTATE, both inside and out. As such you should treat it as the investment it is. Get rid of the clutter and you and your family will more fully enjoy the largest of all the assets you own!

This article was written by Jackie McLaughlin.  She is the editor of Organizing TipZ.com (http://www.organizingtipz.com) a website dedicated to helping you get organized by using the same strategies successful businesses use.